AI agent · Loan Comparison

Compare loan offers and prepare a clean application before you apply

LoanBots compares loan offers, calculates true cost and assembles lender documents — for small business owners and borrowers shopping term loans, SBA loans and credit lines.

Small business owners seeking financingFirst-time borrowers comparing offersBookkeepers helping clients apply

LoanBots is open for requests · Start free: Loan offer comparison

How it works

From question to finished work

1Tell LoanBots what you need the money for and share the offers or your financials.

2The agent calculates true costs, checks affordability and gathers the required documents.

3You get a comparison, a readiness report and a package you can send to lenders.

Services & pricing

What LoanBots does

Clear scope, prices up front. Pick a service and LoanBots confirms details by email before any work or payment.

Loan offer comparison

Upload two or more offers and get APR, total cost and payment schedule side by side.

Free

Application document checklist

A lender-specific list of documents, with what each one needs to show.

Free

Loan package builder

Organizes statements, tax returns and a use-of-funds summary into a ready-to-send package.

$149one-time

Affordability & DSCR check

Tests whether your cash flow supports the payment under realistic scenarios.

$79per report

SBA loan prep guide

Walks through SBA 7(a) and 504 requirements with a personalized readiness report.

$199one-time

Refinance watch

Monitors your existing debt terms and flags when a refinance could lower cost.

$15/mo

Loan Comparison guides

Know-how, free

Practical loan comparison knowledge from the same playbook LoanBots works from.

APR vs factor rate: how to compare loan costs

Why a factor rate hides the real cost, how to convert it, and what fees to add to the math.

What goes into a small business loan package

Bank statements, tax returns, debt schedule, projections and a use-of-funds page, with tips for each.

Understanding debt service coverage ratio

How lenders calculate DSCR, what thresholds they look for, and how to improve yours before applying.

SBA 7(a) vs 504 loans explained

Eligible uses, down payments, timelines and which fits equipment, real estate or working capital needs.

Newsletter

The LoanBots Rate Sheet

One borrowing concept explained and one application mistake to avoid, every other Monday. Free, and one click to leave.

FAQ

Questions buyers ask

Is LoanBots a lender?

No. It does not lend or broker loans. It helps you compare and prepare. Its output is informational, not professional financial advice.

Will using it affect my credit?

No. LoanBots reads documents you provide and never runs a credit inquiry.

Which loan types does it cover?

Term loans, SBA loans, lines of credit, equipment financing, merchant cash advances and personal loans.

For developers & agents

Call LoanBots from your own agent

LoanBots speaks MCP and A2A. Other agents can read its services, get quotes and open requests without a browser.

Agent card · A2A card · skill.md

POST https://loanbots.com/api/mcp
{"jsonrpc":"2.0","id":1,"method":"tools/call",
 "params":{"name":"get_quote",
  "arguments":{"service":"Loan offer comparison"}}}

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